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LDL/HDL Ratio: The Number That Moves the Wrong Way During Weight Loss

The LDL/HDL ratio tells you how your LDL cholesterol relates to your HDL cholesterol: one number divided by the other. If you are tracking yourself through a weight-loss programme, this is the worst number on your report to read your progress from, and the reason is arithmetic. During weight loss your triglycerides fall quickly. Your LDL is usually calculated from those same triglycerides, so the calculated LDL can actually rise. At the same time HDL dips in many people during the first months. Both halves push the ratio up while nothing has got worse. So track non-HDL cholesterol against your own baseline instead.

Doctor's Assessment Included

Reference Ranges

No established reference range

There is no generally accepted Dutch reference value for the LDL/HDL ratio. The NVKC does publish a cholesterol ratio - total cholesterol divided by HDL (below 5, ideally below 3.5) - but no LDL/HDL ratio. The NHG-Standaard CVRM (2024) no longer uses a cholesterol ratio for risk assessment, looking instead at LDL- and non-HDL-cholesterol themselves. For the LDL/HDL ratio specifically there is therefore no Dutch standard we can show; we would rather state no number than one without a source. Discuss your cholesterol with your doctor, looking at your LDL, your non-HDL and, if useful, the cholesterol ratio (total/HDL).

Unit: ratio

Reference ranges may vary between laboratories. When you order a test, a BIG-registered doctor assesses your personal results in context. For treatment decisions, discuss your results with your GP.

LDL/HDL Ratio: what this test measures

Work it out yourself and it is a single division: your LDL cholesterol in mmol/l, the cholesterol that can accumulate in your artery wall, divided by your HDL cholesterol in mmol/l, the cholesterol carried back to your liver. LDL 3.2 divided by HDL 1.3 gives 2.5. There is nothing else to it. Calculating a cholesterol ratio costs no extra tube of blood and produces no measurement that did not already exist; the lab simply does the division for you in advance.

The trouble sits above the line. In almost every Dutch laboratory your LDL is not measured but estimated, using the Friedewald formula: total cholesterol minus HDL minus triglycerides divided by 2.2. Your LDL is therefore itself a calculated result, and this ratio is a sum performed on a sum.

That is exactly why the number behaves differently during weight loss than for the average reader. The formula subtracts a fixed share of your triglycerides from the total. When those triglycerides drop, and during weight loss that often happens within weeks, less gets subtracted and the calculated LDL comes out higher. Not one extra LDL particle has appeared; the deduction has simply shrunk.

The denominator has behaviour of its own. In many people HDL dips slightly during the first months of an energy deficit, then creeps back up. A smaller denominator makes the fraction bigger. Numerator up, denominator down: your ratio rises from both sides at once, and neither reason has anything to do with your arteries.

What this number never sees at all are the VLDL and remnant particles that are especially numerous in an insulin-resistant profile. They sit neither above nor below the line. Finally, do not mix the LDL/HDL ratio up with the cholesterol ratio: that one puts total cholesterol above the line, and for it the NVKC gives a limit of 5, preferably below 3.5. For the LDL/HDL ratio there is no Dutch limit; the 3 that is often quoted is an international rule of thumb without a source, and that is why this page shows no reference value.

LDL/HDL Ratio: why this value matters

If you measure yourself month after month, this is the worst conceivable number to steer by, because in your particular situation it moves the wrong way.

Put the two movements side by side. You lose weight, your triglycerides fall sharply, and during weight loss that is one of the first and largest changes in the entire lipid profile. The estimate of your LDL subtracts a fixed share of those triglycerides, so the calculated LDL climbs. Your HDL, which often dips during the first months of an energy deficit, makes the denominator smaller. The result: a ratio that looks worse at three months than it did at the start, while your weight, your waist and your blood pressure all moved the right way. Anyone following this one figure alone concludes that things are going wrong at precisely the moment they are going right.

A second weakness sits on top of that, and it affects everyone: a proportion erases the absolute numbers. LDL 3.0 with HDL 1.0 gives 3.0. LDL 4.5 with HDL 1.5 also gives 3.0. The same figure, and yet the second case carries half again as much atherogenic cholesterol in the bloodstream. It is that absolute amount which accumulates in the artery wall over decades.

And something more fundamental is going on: no guideline steers by this. The European ESC/EAS guideline places its targets on LDL, with non-HDL cholesterol and ApoB as second choice, and the Dutch NHG CVRM standard steers on LDL and non-HDL. The LDL/HDL ratio does not appear in either. No doctor treats to it, so there is no reason for you to build a programme around it.

The alternative is simpler than the ratio itself. Non-HDL is your total cholesterol minus your HDL. Two directly measured values, no formula, no assumption about triglycerides and no requirement to fast. That is exactly why it does not break at the moment your triglycerides start moving, and that moment is the whole point of measuring through a programme. Compare it against your own baseline rather than a population limit: your direction tells you more than your place in a reference interval.

LDL/HDL Ratio: how the blood test works

Referral
No GP referral needed. After the order we arrange the referral through ZorgDomein, within one business day; orders after 17:00 or at the weekend start on the next business day. ZorgDomein emails a barcode, and that barcode is what the draw site needs.
The draw
A blood draw from a vein in the arm, at a partner laboratory's draw site. No home kit, no finger prick.
Which test
Lipid Screening · €80,- · GLP-1 Check-in Panel · €109,- · GLP-1 Extended Panel · €196,- · GLP-1 Baseline Panel · €214,-
Where
650+ draw sites run by independent laboratories across the Netherlands. Draw sites

LDL/HDL Ratio: when is testing worthwhile?

You do not order this ratio separately; it falls out of every lipid panel automatically. The real question is when you test and what you compare against.

Test fasted, and keep doing so for the whole programme. For total cholesterol and HDL a meal barely matters, but your ratio hangs on the triglycerides through the formula, and those shoot up after eating. A single non-fasting draw between two fasted ones makes your entire series incomparable. Above roughly 4.5 mmol/l of triglycerides the Friedewald formula stops being valid altogether and the number says nothing at all.

Measure a baseline before you start, then again at around three and around six months. Testing more often mostly produces noise: triglycerides fluctuate day to day by some twenty to twenty-five percent, LDL and total cholesterol by five to ten percent. A difference has to clear that band to mean anything. Include HbA1c in the same draw, because that number moves slowly enough to follow a programme lasting months honestly.

Wait a few weeks after an infection, surgery or a hospital admission, because cholesterol falls temporarily in that period. And if your profile is newly abnormal, have an underlying cause ruled out first. An underactive thyroid raises LDL and is often missed, so have a TSH included, and think too of poorly controlled diabetes, kidney and liver disease, heavy alcohol use and a number of medicines.

Through a monitored programme each component moves in its own direction. At your baseline the triglycerides are often raised, the LDL is estimated low because a large amount is subtracted, and HDL is often on the low side, so the ratio can look misleadingly good; this is your reference point and no reassurance. Around three months the triglycerides are clearly down, usually the first and largest change, the calculated LDL comes out higher purely because the deduction is smaller, and in many people HDL is still slightly depressed by the energy deficit, so the ratio rises while nothing has worsened. Around six months the triglycerides are low and stable, the LDL settles and only now says something about your real LDL, HDL creeps back up in most people and the ratio falls back, often below your baseline. Non-HDL across those same three moments plays no part in that calculation and moves only when your atherogenic burden genuinely changes.

Always have your results assessed by a doctor, together with your individual values and your full risk profile.

LDL/HDL Ratio: symptoms of a high or low value

Low Levels

You cannot feel a low LDL/HDL ratio. Cholesterol gives off no signal, whatever proportion it circulates in, so symptoms of a low value do not exist, and in itself a low result is fine.

What you do need to know is that a low result can arise for the wrong reasons during a programme. Straight after a meal, or with high triglycerides, your LDL is estimated too low and the fraction looks artificially good. In the later phase of weight loss your HDL creeps back up, which makes the denominator bigger and lowers the ratio without there being any less harmful cholesterol in your blood. Alcohol raises HDL as well, and is emphatically no way to improve your profile. And after an infection or surgery cholesterol falls by itself for a while.

A good-looking ratio is therefore no proof that your programme is working, just as a climbing ratio is no proof that it is failing. Put your individual values beside it, look at your non-HDL across the same moments and have a doctor assess the whole picture.

High Levels

A raised LDL/HDL ratio causes no symptoms either. Atherosclerosis progresses entirely silently for years, and there is no fatigue, no headache and no other sign by which you could recognise an unfavourable cholesterol balance. What you notice belongs to the cause underneath.

If the number climbs during your programme, first check whether the arithmetic explains it. Have your triglycerides fallen since the previous test? Then your calculated LDL rose purely because of that, and the ratio followed, without anything having worsened. In that case compare your non-HDL from both moments, because that figure follows the real direction.

If the picture stays unfavourable on non-HDL too, the usual causes come into play: an underactive thyroid, poorly controlled diabetes, kidney or liver problems, cholestasis, smoking, pregnancy and a number of medicines. A raised ratio is therefore no diagnosis and certainly no proof of cardiovascular disease. It is a reason to pull up your individual values and discuss the whole picture with a doctor.

LDL/HDL Ratio: lifestyle and this value

The first piece of advice is about how you use the number: take it off your dashboard. A fraction can be improved in two ways, and half of those ways change nothing about the amount of harmful cholesterol in your bloodstream. Put non-HDL cholesterol where the ratio used to sit, compared against your own baseline. That needs no extra test: it is already on your report, or one subtraction gets you there.

What genuinely lowers your LDL and your non-HDL is familiar: less saturated and trans fat, more fibre from pulses, wholegrains, vegetables and fruit, weight loss you hold onto, daily movement and not smoking. Stopping smoking also raises HDL, one of the few steps where this number and your health move the same way. The weight loss itself lowers your triglycerides, and that is exactly why your calculated LDL behaves oddly along the way.

Alcohol does not belong on that list. It raises HDL and so makes the fraction look nicer, while driving your triglycerides up at the same time.

If a doctor or dietitian is guiding you, or your programme runs alongside medication, share your results with them rather than drawing conclusions on your own. Never change anything about a cholesterol-lowering or other prescribed medicine off your own bat on the basis of a self-ordered blood result. That conversation belongs with your doctor.

And one practical point to close: test at the same laboratory and under the same conditions for the whole programme. If you do not, you are comparing methods rather than months.

LDL/HDL Ratio: frequently asked questions

Why is my LDL/HDL ratio rising while I am losing weight?

Almost always because of the formula and rarely because of your arteries. Your LDL is estimated by subtracting a fixed share of your triglycerides from the total. When those triglycerides fall away quickly during weight loss, less gets subtracted and the calculated LDL comes out higher. If your HDL also dips during the first months, the fraction rises from both sides at once. Compare your non-HDL before you panic.

How do I calculate my cholesterol ratio?

It is a single division: your LDL cholesterol in mmol/l divided by your HDL cholesterol in mmol/l. LDL 3.4 divided by HDL 1.2 gives 2.8. Do not confuse it with the cholesterol ratio, which puts total cholesterol above the line and therefore sits on a completely different scale, with an NVKC limit of 5; for the LDL/HDL ratio there is no Dutch limit.

Is it normal for my HDL to fall at the start?

In many people yes, and it is temporary. During an energy deficit HDL often dips slightly in the first months, then creeps back up as your weight stabilises. Because HDL sits below the line, that dip makes the fraction bigger. It is a phase in how your fat metabolism adapts and no worsening of your risk.

How often should I test during my weight-loss programme?

Less often than you would like. A baseline before you start, a check at around three months and one at around six months gives an honest picture. Monthly testing mostly produces noise: triglycerides fluctuate day to day by twenty to twenty-five percent. Always test fasted, at a comparable moment and at the same laboratory, or you are comparing conditions instead of progress.

My triglycerides halved and my LDL went up. How is that possible?

That is exactly what the formula predicts. In estimating your LDL, a fixed share of your triglycerides is subtracted. If those triglycerides halve, the deduction halves with them and arithmetically more LDL comes out, without a single extra particle having appeared in your blood. Non-HDL works without that deduction and shows the real direction.

So which number do I put in my logbook?

Non-HDL cholesterol, set against your own baseline. It is your total cholesterol minus your HDL: two directly measured values, so no formula that breaks the moment your triglycerides start moving. Note your weight, your waist and your blood pressure alongside it, and you can see at a glance whether the blood picture and the rest tell the same story.

Test Products

This marker is included in the following test panels.

GLP-1

GLP-1 Check-in Panel

The 3-month safety and progress check clinics do: pancreas, liver, kidneys, salts and your metabolic progress on GLP-1 medication.

ALT (Alanine Aminotransferase) AST (Aspartate Aminotransferase) HDL Cholesterol HbA1c (Glycated Hemoglobin) Potassium Sodium Glucose (Fasting) Total Cholesterol Lipase Creatinine Triglycerides eGFR (Estimated Glomerular Filtration Rate) LDL Cholesterol Cholesterol/HDL Ratio Non-HDL Cholesterol LDL/HDL Ratio
€109,-
GLP-1

GLP-1 Extended Panel

The 6-month measurement: everything from the check-in plus insulin, ApoB and your nutrients — especially relevant if you have been eating much less for a while.

Insulin (Fasting) ALT (Alanine Aminotransferase) AST (Aspartate Aminotransferase) HDL Cholesterol HbA1c (Glycated Hemoglobin) ApoB (Apolipoprotein B) Vitamin B12 Ferritin Potassium Sodium Glucose (Fasting) Total Cholesterol Albumin Lipase Creatinine Vitamin D (25-OH) Triglycerides HOMA-IR eGFR (Estimated Glomerular Filtration Rate) LDL Cholesterol Cholesterol/HDL Ratio Non-HDL Cholesterol LDL/HDL Ratio
€196,-
GLP-1

GLP-1 Baseline Panel

Your starting point before the first injection: blood sugar, cholesterol, pancreas, liver, kidneys, thyroid and nutrients in one measurement.

Insulin (Fasting) ALT (Alanine Aminotransferase) TSH (Thyroid Stimulating Hormone) AST (Aspartate Aminotransferase) HDL Cholesterol HbA1c (Glycated Hemoglobin) Bilirubin (Total) ApoB (Apolipoprotein B) Vitamin B12 Ferritin Potassium Sodium Glucose (Fasting) Total Cholesterol Albumin Lipase Creatinine Vitamin D (25-OH) Triglycerides Bilirubin (Direct) Bilirubin (Indirect) HOMA-IR eGFR (Estimated Glomerular Filtration Rate) LDL Cholesterol Cholesterol/HDL Ratio Non-HDL Cholesterol LDL/HDL Ratio
€214,-

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